A CIP, or a "wrap-up," is an insurance program purchased by the owner or contractor on a construction project.  The CIP covers contractors on all of their project-related work. This coverage typically includes workers' compensation, general liability, and builders' risk.

Ashton Tiffany has assisted with the design and implementation of large-scale CIPs.  Working with the client's insurance broker, coverages are first purchased for the CIP.  Ashton Tiffany then provides the personnel necessary to administer all aspects of the CIP, including enrollment of contractors, coordination with insurers, loss control and safety audits, and program accounting.

Advantages of a controlled insurance program:

• Enhanced coverages


• Reduced costs


• Increased safety


• Improved claims handling


• Elimination of uninsured/underinsured contractors


• Ease of insuring completed projects


• Significant reduction in claims disputes