Tracy is a risk management consultant.  She has over twenty years of
experience in the insurance industry, with a focus on healthcare risk
management.  Tracy also has an insurance license for property and
casualty in the state of Arizona, and has earned the certified insurance
counselor (CIC) designation from the National Alliance for Insurance Education
& Research.

Tracy provides the following services:

• insurance policy drafting and review,
• alternative risk financing feasibility analysis,
• self-insured program management, and
• general risk management consulting.